Compare 1-0, 1-1, 2-1, and 3-2-1 buydown programs — show clients their real payment savings and total subsidy cost.
Total Buydown Savings
$0
—
Year 1 Savings/Mo$0
Note Payment$0
Cost in Points0.0000 pts
📅 Payment Schedule
| Period | Effective Rate | Monthly P&I | Monthly Savings | Yearly Savings | Total Payment |
|---|
📊 Summary
Full Note Payment (P&I)$0At full note rate
Year 1 Discounted Payment$0P&I only during buydown
Total Savings (All Years)$0Paid by seller/lender
All-In Year 1 Payment$0P&I + taxes + insurance + MI
🔄 Refinance Refund Estimate
Payments Made0
Total Savings Used$0
Projected Refund$0
Calculations based on the ZMG Buydown Calculator. Monthly savings equals the difference between the note-rate payment and the discounted-rate payment for each buydown period. Refund is calculated as total savings less the sum of monthly savings used through the number of payments made. Total Payment includes P&I + property taxes + insurance + MI/PMI. This is an estimate — actual refund amounts may vary by lender and servicer. Consult your loan officer for exact terms.